Fact: Obamacare is failing

Some sad facts on Obamacare (that is, this isn’t up for debate):

Average premium increases above 25%, roughly one-third of U.S. counties projected to lack any competition in the Affordable Care Act (ACA) exchanges next year, and enrollment less than half of initial expectations provide strong evidence that the law’s exchange program is failing. Moreover, the failure is occurring despite massive government subsidies, including nearly $15 billion of unlawful payments, for participating insurers. As bad news pours in and with a potentially very rough 2017 open enrollment period ahead, the Obama administration signaled on Friday that it may defy Congress and bail out insurers through the risk corridor program.

More from the Mercatus Center.

Online search comes full-circle

From Matthew Capala at TheNextWeb.com.

In his recent takedown of tech culture, Disrupted: My Misadventures in the Startup Bubble, Dan Lyons writes about blogging purely for SEO optimization — basically, great content that is devoid of value but stuffed full of buzzwords to fool Google’s search algorithm.

It’s a funny and probably overblown passage, but it raises a serious point for content marketers; in the past, they’ve had to write around keywords, often at the expense of creating content and telling stories people want to read. The introduction of Google’s Rankbrain could put an end to all this, once and for all.

With it’s honed ability to collect and interpret massive user data from Google.com, Chrome, and Android, Google now allows readers to give feedback — in the form of bounce-backs, click patterns, pogosticking, and click-through-rates — on whether your content piece actually does what it promised to do.

So if you wrote a compelling, educational piece, including a lot of research and diligence, you’re in the clear; but if you wrote a piece that didn’t provide enough value, you could easily lose the top spot if enough readers felt like you were wasting their time.

In short, keyword search is maturing. Google is getting smarter, and “hacking” content to boost its search engine rating isn’t going to work anymore.

In a sense, this is web search coming full-circle. In the very near future, online content creators aren’t going to worry about keywords. They will worry only about providing actual value to real human beings with their content. They won’t think anymore about the medium – AI is taking care of that – and won’t have to optimize their content for anything other than their audience’s preferences.

This is the web, in a sense, becoming “invisible.” The medium of the internet will be harder and harder to detect in the future. I don’t mean we won’t need to connect to WiFi or that we won’t ever have problems logging on. I mean our interaction with web content will be more intimate. There will be less and less “calibrating” that goes on between us and the content we’re consuming. It will speak to us more clearly and more directly.

The effect of this type of AI extends beyond our life online. It affects the evolution of our language and how we communicate with each other. That’s another topic, but suffice it to say that as AI improves our experience consuming web content, which interplays tremendously with language, we’ll see changes (improvements, I think) in language itself. For example, we may search for X, but AI means Google knows that information on Y is actually what we want, even though we don’t know it, and gives us information on Y. This changes the way we think about X and helps us understand better just what it is we’re all trying to get at, and thereby, just what words we really ought to be using.